{"schema_version":"secwatch.filing_event.v1","accession":"0001084961-24-000082","form_type":"8-K","ticker":"ECPG","cik":"0001084961","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2024-08-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.130215+00:00","generated_at":"2026-05-31T11:35:45.762413+00:00","sec_items":["2.02","5.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Encore Capital Q2 GAAP EPS $1.34 (+24% YoY); raises FY guidance; CFO to retire","bullets":["GAAP EPS $1.34, revenue $355M (+10% YoY), collections $547M (+15% YoY).","Record US portfolio purchases $237M; global purchases $279M in Q2 2024.","FY 2024 guidance raised: global purchases >$1,150M, collections ~$2,075M (+11% YoY).","CFO Jonathan Clark to retire Mar 31, 2025; Tomas Hernanz (Cabot CFO) to succeed.","CEO cites favorable US market conditions; YoY collections growth driven by strong purchasing."],"urls":{"canonical":"https://secwatch.observer/filing/0001084961-24-000082","json":"https://secwatch.observer/filing/0001084961-24-000082.json","markdown":"https://secwatch.observer/filing/0001084961-24-000082.md","text":"https://secwatch.observer/filing/0001084961-24-000082.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000082/0001084961-24-000082-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000082/ecpg-20240807.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T11:35:45.762413+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2c7438d476","claim":"Jonathan Clark departed as Executive Vice President, Chief Financial Officer and Treasurer at ENCORE CAPITAL GROUP INC.","evidence_excerpt":"On August 7, 2024, Jonathan Clark, Executive Vice President, Chief Financial Officer and Treasurer, notified Encore of his decision to retire from Encore, effective March 31, 2025.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000082/0001084961-24-000082-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"retire"},{"label":"Role","value":"Executive Vice President, Chief Financial Officer and Treasurer"}],"fact_type":"executive_change"},{"claim_id":"9b1012445b","claim":"Tomas Hernanz was appointed as Executive Vice President, Chief Financial Officer and Treasurer at ENCORE CAPITAL GROUP INC.","evidence_excerpt":"The Company intends to appoint Mr. Tomas Hernanz as the Executive Vice President, Chief Financial Officer and Treasurer of Encore upon Mr. Clark’s retirement.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1084961/000108496124000082/0001084961-24-000082-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Executive Vice President, Chief Financial Officer and Treasurer"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}