---
schema_version: "secwatch.filing_event.v1"
accession: "0001084961-24-000090"
form_type: "8-K"
ticker: "ECPG"
cik: "0001084961"
company_name: "ENCORE CAPITAL GROUP INC"
filed_at: "2024-10-23T23:59:59+00:00"
generated_at: "2026-05-30T10:56:49.372881+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Encore Capital upsizes revolver by $92M to $1.295B, extends maturity, lowers rate

## Summary
- Facility increased from $1,203M to $1,295M; termination date extended to September 2028.
- Interest margin reduced by 0.25% from 2.50% to 2.25%.
- $22.5M tranche retains September 2027 termination; covenants aligned with recent senior secured notes.
- Truist Bank acts as Agent and Security Agent under the amended facility.

## SEC filing metadata
- accession: 0001084961-24-000090
- form_type: 8-K
- ticker: ECPG
- cik: 0001084961
- company_name: ENCORE CAPITAL GROUP INC
- filed_at: 2024-10-23T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1084961/000108496124000090/0001084961-24-000090-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1084961/000108496124000090/ecpg-20241017.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001084961-24-000090
- JSON: https://secwatch.observer/filing/0001084961-24-000090.json
- Plain text: https://secwatch.observer/filing/0001084961-24-000090.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.