---
schema_version: "secwatch.filing_event.v1"
accession: "0001084961-25-000053"
form_type: "8-K"
ticker: "ECPG"
cik: "0001084961"
company_name: "ENCORE CAPITAL GROUP INC"
filed_at: "2025-05-07T23:59:59+00:00"
generated_at: "2026-05-22T06:52:52.870322+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Encore Capital Q1 EPS $1.93 (+103% YoY); record US collections and purchases

## Summary
- EPS $1.93 vs $0.95 YoY; net income $46.8M, up 101%.
- Global portfolio purchases $368M (+24% YoY); US record $316M (+34%).
- Global collections $605M (+18%); US record $454M (+23%).
- Revenue $392.8M (+20%).
- Reaffirms 2025 guidance: purchases >$1.35B, collections growth 11% to $2.4B.

## SEC filing metadata
- accession: 0001084961-25-000053
- form_type: 8-K
- ticker: ECPG
- cik: 0001084961
- company_name: ENCORE CAPITAL GROUP INC
- filed_at: 2025-05-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1084961/000108496125000053/0001084961-25-000053-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1084961/000108496125000053/ecpg-20250507.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001084961-25-000053
- JSON: https://secwatch.observer/filing/0001084961-25-000053.json
- Plain text: https://secwatch.observer/filing/0001084961-25-000053.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.