{"schema_version":"secwatch.filing_event.v1","accession":"0001084961-25-000058","form_type":"8-K","ticker":"ECPG","cik":"0001084961","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2025-05-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.460624+00:00","generated_at":"2026-05-20T13:02:21.085882+00:00","sec_items":["1.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Encore Capital upsizes global credit facility by $190M to $1.485B, extends maturity to 2029","bullets":["Total commitments increased from $1.295B to $1.485B, an additional $190M.","Tranche A termination extended to Sep 2029 (from Sep 2028); a $69.5M tranche retains Sep 2028 maturity.","Citizens Bank resigns as Syndication Agent; BofA Securities also becomes an Arranger under the facility."],"urls":{"canonical":"https://secwatch.observer/filing/0001084961-25-000058","json":"https://secwatch.observer/filing/0001084961-25-000058.json","markdown":"https://secwatch.observer/filing/0001084961-25-000058.md","text":"https://secwatch.observer/filing/0001084961-25-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1084961/000108496125000058/0001084961-25-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1084961/000108496125000058/ecpg-20250522.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T13:02:21.085882+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}