---
schema_version: "secwatch.filing_event.v1"
accession: "0001084961-25-000058"
form_type: "8-K"
ticker: "ECPG"
cik: "0001084961"
company_name: "ENCORE CAPITAL GROUP INC"
filed_at: "2025-05-23T23:59:59+00:00"
generated_at: "2026-05-20T13:02:21.085882+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Encore Capital upsizes global credit facility by $190M to $1.485B, extends maturity to 2029

## Summary
- Total commitments increased from $1.295B to $1.485B, an additional $190M.
- Tranche A termination extended to Sep 2029 (from Sep 2028); a $69.5M tranche retains Sep 2028 maturity.
- Citizens Bank resigns as Syndication Agent; BofA Securities also becomes an Arranger under the facility.

## SEC filing metadata
- accession: 0001084961-25-000058
- form_type: 8-K
- ticker: ECPG
- cik: 0001084961
- company_name: ENCORE CAPITAL GROUP INC
- filed_at: 2025-05-23T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1084961/000108496125000058/0001084961-25-000058-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1084961/000108496125000058/ecpg-20250522.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001084961-25-000058
- JSON: https://secwatch.observer/filing/0001084961-25-000058.json
- Plain text: https://secwatch.observer/filing/0001084961-25-000058.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.