{"schema_version":"secwatch.filing_event.v1","accession":"0001084961-25-000115","form_type":"8-K","ticker":"ECPG","cik":"0001084961","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2025-11-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.757752+00:00","generated_at":"2026-05-17T00:10:27.618638+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"low","headline":"Encore Capital Group posts Q3 2025 investor presentation without specific financial data in filing excerpt","bullets":["Presentation dated Nov 5, 2025, intended for Q3 2025 earnings call.","Only legal disclaimers and title slides provided in the exhibit excerpt; no financial figures available.","Presentation available on company website; full earnings details not summarized in the 8-K filing."],"urls":{"canonical":"https://secwatch.observer/filing/0001084961-25-000115","json":"https://secwatch.observer/filing/0001084961-25-000115.json","markdown":"https://secwatch.observer/filing/0001084961-25-000115.md","text":"https://secwatch.observer/filing/0001084961-25-000115.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1084961/000108496125000115/0001084961-25-000115-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1084961/000108496125000115/ecpg-20251105.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T00:10:27.618638+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}