{"schema_version":"secwatch.filing_event.v1","accession":"0001084961-26-000041","form_type":"8-K","ticker":"ECPG","cik":"0001084961","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-05-11T23:26:05+00:00","discovered_at":"2026-05-12T10:05:00.387910+00:00","generated_at":"2026-05-12T10:09:13.958736+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Encore Capital prices $750M senior secured notes at 6.625%, upsized from $550M","bullets":["Offered $750M aggregate principal of 6.625% senior secured notes due June 1, 2032, upsized from $550M.","Proceeds will redeem in full $500M of 9.250% senior secured notes due 2029 and €200M of floating rate notes due 2028.","Notes are senior secured obligations guaranteed by material subsidiaries and secured by substantially all assets.","Offering does not change FY 2026 guidance provided on May 6, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001084961-26-000041","json":"https://secwatch.observer/filing/0001084961-26-000041.json","markdown":"https://secwatch.observer/filing/0001084961-26-000041.md","text":"https://secwatch.observer/filing/0001084961-26-000041.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000041/0001084961-26-000041-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000041/ecpg-20260511.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-12T10:09:13.958736+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}