---
schema_version: "secwatch.filing_event.v1"
accession: "0001084961-26-000041"
form_type: "8-K"
ticker: "ECPG"
cik: "0001084961"
company_name: "ENCORE CAPITAL GROUP INC"
filed_at: "2026-05-11T23:26:05+00:00"
generated_at: "2026-05-12T10:09:13.958736+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Encore Capital prices $750M senior secured notes at 6.625%, upsized from $550M

## Summary
- Offered $750M aggregate principal of 6.625% senior secured notes due June 1, 2032, upsized from $550M.
- Proceeds will redeem in full $500M of 9.250% senior secured notes due 2029 and €200M of floating rate notes due 2028.
- Notes are senior secured obligations guaranteed by material subsidiaries and secured by substantially all assets.
- Offering does not change FY 2026 guidance provided on May 6, 2026.

## SEC filing metadata
- accession: 0001084961-26-000041
- form_type: 8-K
- ticker: ECPG
- cik: 0001084961
- company_name: ENCORE CAPITAL GROUP INC
- filed_at: 2026-05-11T23:26:05+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1084961/000108496126000041/0001084961-26-000041-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1084961/000108496126000041/ecpg-20260511.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001084961-26-000041
- JSON: https://secwatch.observer/filing/0001084961-26-000041.json
- Plain text: https://secwatch.observer/filing/0001084961-26-000041.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.