{"schema_version":"secwatch.filing_event.v1","accession":"0001084961-26-000046","form_type":"8-K","ticker":"ECPG","cik":"0001084961","company_name":"ENCORE CAPITAL GROUP INC","filed_at":"2026-05-22T23:05:13+00:00","discovered_at":"2026-05-26T10:05:00.249333+00:00","generated_at":"2026-05-26T10:07:54.117152+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"confidence":"high","headline":"Encore Capital issues $750M of 6.625% senior secured notes due 2032","bullets":["Issued $750M aggregate principal of 6.625% senior secured notes maturing June 1, 2032.","Interest payable semi-annually on June 1 and Dec 1, beginning Dec 1, 2026.","Notes are senior secured obligations; guaranteed by substantially all material subsidiaries.","Secured by substantially all assets of Encore and the guarantors."],"urls":{"canonical":"https://secwatch.observer/filing/0001084961-26-000046","json":"https://secwatch.observer/filing/0001084961-26-000046.json","markdown":"https://secwatch.observer/filing/0001084961-26-000046.md","text":"https://secwatch.observer/filing/0001084961-26-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000046/0001084961-26-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1084961/000108496126000046/ck0001084961-20260522.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T10:07:54.117152+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}