---
schema_version: "secwatch.filing_event.v1"
accession: "0001084961-26-000046"
form_type: "8-K"
ticker: "ECPG"
cik: "0001084961"
company_name: "ENCORE CAPITAL GROUP INC"
filed_at: "2026-05-22T23:05:13+00:00"
generated_at: "2026-05-26T10:07:54.117152+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Encore Capital issues $750M of 6.625% senior secured notes due 2032

## Summary
- Issued $750M aggregate principal of 6.625% senior secured notes maturing June 1, 2032.
- Interest payable semi-annually on June 1 and Dec 1, beginning Dec 1, 2026.
- Notes are senior secured obligations; guaranteed by substantially all material subsidiaries.
- Secured by substantially all assets of Encore and the guarantors.

## SEC filing metadata
- accession: 0001084961-26-000046
- form_type: 8-K
- ticker: ECPG
- cik: 0001084961
- company_name: ENCORE CAPITAL GROUP INC
- filed_at: 2026-05-22T23:05:13+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1084961/000108496126000046/0001084961-26-000046-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1084961/000108496126000046/ck0001084961-20260522.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001084961-26-000046
- JSON: https://secwatch.observer/filing/0001084961-26-000046.json
- Plain text: https://secwatch.observer/filing/0001084961-26-000046.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.