---
schema_version: "secwatch.filing_event.v1"
accession: "0001084961-26-000048"
form_type: "8-K"
ticker: "ECPG"
cik: "0001084961"
company_name: "ENCORE CAPITAL GROUP INC"
filed_at: "2026-05-29T20:51:59+00:00"
generated_at: "2026-05-29T20:53:33.825954+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Encore Capital Group issues €325M senior secured floating rate notes due 2033

## Summary
- Issued €325M aggregate principal amount of senior secured floating rate notes due July 15, 2033.
- Interest rate: three-month EURIBOR (0% floor) + 3.250% per annum, reset quarterly.
- Interest payable quarterly on Jan 15, Apr 15, Jul 15, Oct 15, starting Jul 15, 2026.
- Notes are senior secured obligations, guaranteed by substantially all material subsidiaries.
- Obligations secured by substantially all assets of the Company and guarantors.

## SEC filing metadata
- accession: 0001084961-26-000048
- form_type: 8-K
- ticker: ECPG
- cik: 0001084961
- company_name: ENCORE CAPITAL GROUP INC
- filed_at: 2026-05-29T20:51:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1084961/000108496126000048/0001084961-26-000048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1084961/000108496126000048/ck0001084961-20260528.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001084961-26-000048
- JSON: https://secwatch.observer/filing/0001084961-26-000048.json
- Plain text: https://secwatch.observer/filing/0001084961-26-000048.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.