{"schema_version":"secwatch.filing_event.v1","accession":"0001095073-23-000005","form_type":"8-K","ticker":"EG","cik":"0001095073","company_name":"EVEREST GROUP, LTD.","filed_at":"2023-02-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.847624+00:00","generated_at":"2026-06-19T21:25:56.906656+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Everest Re Q4 net operating income $478M, combined ratio 87.8%, ROE 20.1%","bullets":["Net operating income $478M ($12.21/diluted share) vs $359M a year ago; GAAP net income $496M.","Group combined ratio 87.8% (86.4% Reinsurance, 91.4% Insurance) vs 91.9% prior year; catastrophe losses only 0.5 pts.","Gross written premium $3.6B, up 6.1% as reported; Insurance GWP +19%, Reinsurance +0.3% (3.7% constant $ ex reinstatements).","Pre-tax underwriting income $368M; net investment income $210M on stronger fixed-income returns.","Book value per share $215.54; excluding unrealized losses on fixed maturities $259.18, up from $252.12 year-end 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0001095073-23-000005","json":"https://secwatch.observer/filing/0001095073-23-000005.json","markdown":"https://secwatch.observer/filing/0001095073-23-000005.md","text":"https://secwatch.observer/filing/0001095073-23-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/0001095073-23-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/re-20230208.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T21:25:56.906656+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3616bd43ebff650ec6b9df66cc7bed2596cc7fcd","claim":"EVEREST GROUP, LTD. reported fourth quarter 2022 results: net income $496 million, EPS $12.66 per diluted share.","evidence_excerpt":"Net Income of $496 million, equal to $12.66 per diluted share versus fourth quarter 2021 net income of $431 million, equal to $10.94 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/0001095073-23-000005-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter 2022"},{"label":"Net income","value":"$496 million"},{"label":"EPS","value":"$12.66 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}