---
schema_version: "secwatch.filing_event.v1"
accession: "0001095073-23-000005"
form_type: "8-K"
ticker: "EG"
cik: "0001095073"
company_name: "EVEREST GROUP, LTD."
filed_at: "2023-02-08T23:59:59+00:00"
generated_at: "2026-06-19T21:25:56.906656+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Everest Re Q4 net operating income $478M, combined ratio 87.8%, ROE 20.1%

## Summary
- Net operating income $478M ($12.21/diluted share) vs $359M a year ago; GAAP net income $496M.
- Group combined ratio 87.8% (86.4% Reinsurance, 91.4% Insurance) vs 91.9% prior year; catastrophe losses only 0.5 pts.
- Gross written premium $3.6B, up 6.1% as reported; Insurance GWP +19%, Reinsurance +0.3% (3.7% constant $ ex reinstatements).
- Pre-tax underwriting income $368M; net investment income $210M on stronger fixed-income returns.
- Book value per share $215.54; excluding unrealized losses on fixed maturities $259.18, up from $252.12 year-end 2021.

## SEC filing metadata
- accession: 0001095073-23-000005
- form_type: 8-K
- ticker: EG
- cik: 0001095073
- company_name: EVEREST GROUP, LTD.
- filed_at: 2023-02-08T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/0001095073-23-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/re-20230208.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001095073-23-000005
- JSON: https://secwatch.observer/filing/0001095073-23-000005.json
- Plain text: https://secwatch.observer/filing/0001095073-23-000005.txt

## Key facts
- Earnings Releases
  EVEREST GROUP, LTD. reported fourth quarter 2022 results: net income $496 million, EPS $12.66 per diluted share.
  - Period: fourth quarter 2022
  - Net income: $496 million
  - EPS: $12.66 per diluted share
  - Result: reported results
  source text: Net Income of $496 million, equal to $12.66 per diluted share versus fourth quarter 2021 net income of $431 million, equal to $10.94 per diluted share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/0001095073-23-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.