secwatch.observer — SEC 8-K summary
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Issuer:     EVEREST GROUP, LTD. (EG)
CIK:        0001095073
Form:       8-K
Filed at:   2023-02-08T23:59:59+00:00
Accession:  0001095073-23-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Everest Re Q4 net operating income $478M, combined ratio 87.8%, ROE 20.1%
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- Net operating income $478M ($12.21/diluted share) vs $359M a year ago; GAAP net income $496M.
- Group combined ratio 87.8% (86.4% Reinsurance, 91.4% Insurance) vs 91.9% prior year; catastrophe losses only 0.5 pts.
- Gross written premium $3.6B, up 6.1% as reported; Insurance GWP +19%, Reinsurance +0.3% (3.7% constant $ ex reinstatements).
- Pre-tax underwriting income $368M; net investment income $210M on stronger fixed-income returns.
- Book value per share $215.54; excluding unrealized losses on fixed maturities $259.18, up from $252.12 year-end 2021.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/0001095073-23-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1095073/000109507323000005/re-20230208.htm
  HTML page:      https://secwatch.observer/filing/0001095073-23-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer