{"schema_version":"secwatch.filing_event.v1","accession":"0001095073-23-000045","form_type":"8-K","ticker":"EG","cik":"0001095073","company_name":"EVEREST GROUP, LTD.","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.201568+00:00","generated_at":"2026-06-09T09:49:00.017568+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Everest Q3 net income $678M vs loss $319M YoY; combined ratio 91.4% vs 112.0%","bullets":["Net income $678M ($15.63/diluted share) vs net loss $319M in Q3 2022; operating income $613M ($14.14/diluted share).","Combined ratio improved to 91.4% from 112.0% YoY; catastrophe losses fell to $170M from $730M.","Gross written premium grew 23.4% constant currency to $4.4B; Reinsurance GWP +32.7% constant, a record quarter.","Net investment income $406M, up from $151M YoY; operating cash flow record $1.4B.","Book value per share $258.71 (up from $215.54 Dec 2022); ROE 21.2% net income, 19.2% operating."],"urls":{"canonical":"https://secwatch.observer/filing/0001095073-23-000045","json":"https://secwatch.observer/filing/0001095073-23-000045.json","markdown":"https://secwatch.observer/filing/0001095073-23-000045.md","text":"https://secwatch.observer/filing/0001095073-23-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1095073/000109507323000045/0001095073-23-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1095073/000109507323000045/everestre-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T09:49:00.017568+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5840f7bc6eecf7aeddabdbac4343afdfbf7f7d2f","claim":"EVEREST GROUP, LTD. reported third quarter 2023 results: net income Net Income of $678 million, EPS $15.63 per diluted share.","evidence_excerpt":"Everest Reports Third Quarter 2023 Results Net Income of $678 million and Operating Income of $613 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1095073/000109507323000045/0001095073-23-000045-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter 2023"},{"label":"Net income","value":"Net Income of $678 million"},{"label":"EPS","value":"$15.63 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}