---
schema_version: "secwatch.filing_event.v1"
accession: "0001095073-23-000045"
form_type: "8-K"
ticker: "EG"
cik: "0001095073"
company_name: "EVEREST GROUP, LTD."
filed_at: "2023-10-25T23:59:59+00:00"
generated_at: "2026-06-09T09:49:00.017568+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Everest Q3 net income $678M vs loss $319M YoY; combined ratio 91.4% vs 112.0%

## Summary
- Net income $678M ($15.63/diluted share) vs net loss $319M in Q3 2022; operating income $613M ($14.14/diluted share).
- Combined ratio improved to 91.4% from 112.0% YoY; catastrophe losses fell to $170M from $730M.
- Gross written premium grew 23.4% constant currency to $4.4B; Reinsurance GWP +32.7% constant, a record quarter.
- Net investment income $406M, up from $151M YoY; operating cash flow record $1.4B.
- Book value per share $258.71 (up from $215.54 Dec 2022); ROE 21.2% net income, 19.2% operating.

## SEC filing metadata
- accession: 0001095073-23-000045
- form_type: 8-K
- ticker: EG
- cik: 0001095073
- company_name: EVEREST GROUP, LTD.
- filed_at: 2023-10-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1095073/000109507323000045/0001095073-23-000045-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1095073/000109507323000045/everestre-20231025.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001095073-23-000045
- JSON: https://secwatch.observer/filing/0001095073-23-000045.json
- Plain text: https://secwatch.observer/filing/0001095073-23-000045.txt

## Key facts
- Earnings Releases
  EVEREST GROUP, LTD. reported third quarter 2023 results: net income Net Income of $678 million, EPS $15.63 per diluted share.
  - Period: third quarter 2023
  - Net income: Net Income of $678 million
  - EPS: $15.63 per diluted share
  - Result: reported results
  source text: Everest Reports Third Quarter 2023 Results Net Income of $678 million and Operating Income of $613 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1095073/000109507323000045/0001095073-23-000045-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.