{"schema_version":"secwatch.filing_event.v1","accession":"0001095073-24-000005","form_type":"8-K","ticker":"EG","cik":"0001095073","company_name":"EVEREST GROUP, LTD.","filed_at":"2024-02-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.348949+00:00","generated_at":"2026-06-06T06:24:18.310978+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Everest Group Q4 net income $804M, operating income $1.1B; full-year record net income $2.5B, 20.9% ROE","bullets":["Record annual net income of $2.5 billion; operating income of $2.8 billion; TSR 26.5%.","Q4 gross written premium $4.3B, up 18.3% YoY; Reinsurance combined ratio 78.8% (86.4% for full year).","Pre-tax catastrophe losses $143M in Q4; insurance segment strengthened reserves $392M for long-tail lines (social inflation).","Net investment income record $1.4B in 2023; Q4 $411M (up 95% YoY). Sold $3.3B lower-yielding bonds to reinvest at higher rates.","Book value per share ex-AFS URAD $320.95, up 23.8% YoY; quarterly dividend $1.75/share."],"urls":{"canonical":"https://secwatch.observer/filing/0001095073-24-000005","json":"https://secwatch.observer/filing/0001095073-24-000005.json","markdown":"https://secwatch.observer/filing/0001095073-24-000005.md","text":"https://secwatch.observer/filing/0001095073-24-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1095073/000109507324000005/0001095073-24-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1095073/000109507324000005/everestre-20240207.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T06:24:18.310978+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}