---
schema_version: "secwatch.filing_event.v1"
accession: "0001095073-24-000005"
form_type: "8-K"
ticker: "EG"
cik: "0001095073"
company_name: "EVEREST GROUP, LTD."
filed_at: "2024-02-07T23:59:59+00:00"
generated_at: "2026-06-06T06:24:18.310978+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Everest Group Q4 net income $804M, operating income $1.1B; full-year record net income $2.5B, 20.9% ROE

## Summary
- Record annual net income of $2.5 billion; operating income of $2.8 billion; TSR 26.5%.
- Q4 gross written premium $4.3B, up 18.3% YoY; Reinsurance combined ratio 78.8% (86.4% for full year).
- Pre-tax catastrophe losses $143M in Q4; insurance segment strengthened reserves $392M for long-tail lines (social inflation).
- Net investment income record $1.4B in 2023; Q4 $411M (up 95% YoY). Sold $3.3B lower-yielding bonds to reinvest at higher rates.
- Book value per share ex-AFS URAD $320.95, up 23.8% YoY; quarterly dividend $1.75/share.

## SEC filing metadata
- accession: 0001095073-24-000005
- form_type: 8-K
- ticker: EG
- cik: 0001095073
- company_name: EVEREST GROUP, LTD.
- filed_at: 2024-02-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1095073/000109507324000005/0001095073-24-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1095073/000109507324000005/everestre-20240207.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001095073-24-000005
- JSON: https://secwatch.observer/filing/0001095073-24-000005.json
- Plain text: https://secwatch.observer/filing/0001095073-24-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.