{"schema_version":"secwatch.filing_event.v1","accession":"0001095073-24-000042","form_type":"8-K","ticker":"EG","cik":"0001095073","company_name":"EVEREST GROUP, LTD.","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.646667+00:00","generated_at":"2026-05-30T07:59:09.106037+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Everest Q3 net income $509M vs $678M YoY; expects $300-400M Milton loss in Q4","bullets":["Net income $509M ($11.80/diluted share), down from $678M ($15.63) YoY; net operating income $630M, up from $613M.","Combined ratio 93.1% (7.9pts catastrophe losses) vs 91.4% (5.0pts) Q3 2023; attritional combined ratio 85.8%.","Gross written premium $4.4B (+0.6% YoY); net investment income $496M (+22% from $406M).","Pre-tax underwriting income $272M; Reinsurance combined ratio 91.8%, Insurance 97.1%.","Hurricane Milton estimated pre-tax net catastrophe loss of $300-400M in Q4 2024 based on $25-35B industry loss."],"urls":{"canonical":"https://secwatch.observer/filing/0001095073-24-000042","json":"https://secwatch.observer/filing/0001095073-24-000042.json","markdown":"https://secwatch.observer/filing/0001095073-24-000042.md","text":"https://secwatch.observer/filing/0001095073-24-000042.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1095073/000109507324000042/0001095073-24-000042-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1095073/000109507324000042/everestre-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T07:59:09.106037+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}