---
schema_version: "secwatch.filing_event.v1"
accession: "0001095073-24-000042"
form_type: "8-K"
ticker: "EG"
cik: "0001095073"
company_name: "EVEREST GROUP, LTD."
filed_at: "2024-10-30T23:59:59+00:00"
generated_at: "2026-05-30T07:59:09.106037+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Everest Q3 net income $509M vs $678M YoY; expects $300-400M Milton loss in Q4

## Summary
- Net income $509M ($11.80/diluted share), down from $678M ($15.63) YoY; net operating income $630M, up from $613M.
- Combined ratio 93.1% (7.9pts catastrophe losses) vs 91.4% (5.0pts) Q3 2023; attritional combined ratio 85.8%.
- Gross written premium $4.4B (+0.6% YoY); net investment income $496M (+22% from $406M).
- Pre-tax underwriting income $272M; Reinsurance combined ratio 91.8%, Insurance 97.1%.
- Hurricane Milton estimated pre-tax net catastrophe loss of $300-400M in Q4 2024 based on $25-35B industry loss.

## SEC filing metadata
- accession: 0001095073-24-000042
- form_type: 8-K
- ticker: EG
- cik: 0001095073
- company_name: EVEREST GROUP, LTD.
- filed_at: 2024-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1095073/000109507324000042/0001095073-24-000042-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1095073/000109507324000042/everestre-20241030.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001095073-24-000042
- JSON: https://secwatch.observer/filing/0001095073-24-000042.json
- Plain text: https://secwatch.observer/filing/0001095073-24-000042.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.