{"schema_version":"secwatch.filing_event.v1","accession":"0001095073-25-000010","form_type":"8-K","ticker":"EG","cik":"0001095073","company_name":"EVEREST GROUP, LTD.","filed_at":"2025-02-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.915852+00:00","generated_at":"2026-05-27T03:54:37.581730+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Everest Q4 net loss $593M; $1.5B reserve strengthening in U.S. casualty lines","bullets":["Net loss of $593M ($13.96 diluted EPS loss) vs net income of $804M in Q4 2023; net operating loss $780M.","$1.5B net unfavorable prior year loss reserve development drove combined ratio to 135.5%; $229M increase in current accident year losses.","Insurance segment combined ratio 239.2% due to reserve actions; Reinsurance combined ratio 90.4% remained strong.","Full-year net income $1.4B; record net investment income ~$2B and operating cash flow $5.0B.","Estimated $350-450M pre-tax loss from California wildfires in Q1 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001095073-25-000010","json":"https://secwatch.observer/filing/0001095073-25-000010.json","markdown":"https://secwatch.observer/filing/0001095073-25-000010.md","text":"https://secwatch.observer/filing/0001095073-25-000010.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1095073/000109507325000010/0001095073-25-000010-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1095073/000109507325000010/everestre-20250203.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T03:54:37.581730+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}