{"schema_version":"secwatch.filing_event.v1","accession":"0001095073-25-000038","form_type":"8-K","ticker":"EG","cik":"0001095073","company_name":"EVEREST GROUP, LTD.","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.498636+00:00","generated_at":"2026-05-23T01:55:50.374999+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Everest Q1 net income falls to $210M from $733M; catastrophe losses $472M","bullets":["Net income $210M ($4.90 diluted EPS) vs $733M ($16.87) Q1 2024; net operating income $276M ($6.45) vs $709M ($16.32).","Combined ratio 102.7% (13.9 pts catastrophe losses) vs 88.8% (2.3 pts) prior year. Pre-tax cat losses $472M vs $85M.","Reinsurance combined ratio 103.3%, Insurance 100.5%. Attritional combined ratios: Group 90.2%, Reinsurance 87.1%.","Gross written premium $4.4B, down 2% YoY; double-digit growth in property/specialty offset by casualty reductions.","Net investment income $491M (+7.4% YoY); share repurchases $200M in quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001095073-25-000038","json":"https://secwatch.observer/filing/0001095073-25-000038.json","markdown":"https://secwatch.observer/filing/0001095073-25-000038.md","text":"https://secwatch.observer/filing/0001095073-25-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1095073/000109507325000038/0001095073-25-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1095073/000109507325000038/everestre-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:55:50.374999+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}