{"schema_version":"secwatch.filing_event.v1","accession":"0001095073-25-000077","form_type":"8-K","ticker":"EG","cik":"0001095073","company_name":"EVEREST GROUP, LTD.","filed_at":"2025-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.778658+00:00","generated_at":"2026-05-17T02:08:42.876719+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Everest Q3 net income $255M ($6.09/sh); enters $1.2B ADC, sells retail renewal rights to AIG","bullets":["Net income of $255M ($6.09 diluted EPS) vs $509M ($11.80) in Q3 2024; net operating income $316M.","Combined ratios: Group 103.4%, Reinsurance 87.0%, Insurance 138.1% including US casualty reserve strengthening.","Entered adverse development cover with $1.2B limit, two layers, covering $5.4B North America Insurance reserves, effective Oct 1, 2025.","Agreed to sell retail commercial insurance renewal rights to AIG for ~$2B GPW; expects pre-tax charge of $250-350M.","Net investment income rose to $540M (up $44M YoY); operating cash flow $1.5B."],"urls":{"canonical":"https://secwatch.observer/filing/0001095073-25-000077","json":"https://secwatch.observer/filing/0001095073-25-000077.json","markdown":"https://secwatch.observer/filing/0001095073-25-000077.md","text":"https://secwatch.observer/filing/0001095073-25-000077.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1095073/000109507325000077/0001095073-25-000077-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1095073/000109507325000077/everestre-20251027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:08:42.876719+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}