---
schema_version: "secwatch.filing_event.v1"
accession: "0001095073-26-000003"
form_type: "8-K"
ticker: "EG"
cik: "0001095073"
company_name: "EVEREST GROUP, LTD."
filed_at: "2026-02-04T23:59:59+00:00"
generated_at: "2026-05-16T04:48:01.887048+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Everest Q4 net income $446M vs loss; full-year net income $1.6B, repurchases $797M shares

## Summary
- Q4 net income $446M ($10.77 diluted EPS) vs $593M loss in Q4 2024; net operating income $549M ($13.26 EPS).
- Full-year 2025 net income $1.6B, ROE 10.5%; net operating income $1.9B, ROE 12.4%; TSR 13.1%.
- Gross written premium $17.7B, down 3.1% on comparable basis; combined ratios: Group 98.6%, Re 91.7%, Insurance 114.6%.
- Repurchased $797M common shares in 2025 ($397M in Q4); record net investment income $2.1B ($562M in Q4).
- ADC consideration paid $122M in Q4; pre-tax gain of $127M from sale of renewal rights to AIG.

## SEC filing metadata
- accession: 0001095073-26-000003
- form_type: 8-K
- ticker: EG
- cik: 0001095073
- company_name: EVEREST GROUP, LTD.
- filed_at: 2026-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1095073/000109507326000003/0001095073-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1095073/000109507326000003/everestre-20260204.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001095073-26-000003
- JSON: https://secwatch.observer/filing/0001095073-26-000003.json
- Plain text: https://secwatch.observer/filing/0001095073-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.