---
schema_version: "secwatch.filing_event.v1"
accession: "0001098151-22-000002"
form_type: "8-K"
ticker: "FDBC"
cik: "0001098151"
company_name: "FIDELITY D & D BANCORP INC"
filed_at: "2022-01-26T23:59:59+00:00"
generated_at: "2026-06-27T15:19:47.266151+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Fidelity D & D Bancorp reports Q4 net income $7.8M ($1.37 EPS), up 51% YoY; record full-year earnings

## Summary
- Q4 2021 net income $7.8M ($1.37 diluted EPS) vs. $5.2M ($1.03) in Q4 2020, up 51%.
- Full-year 2021 net income $24.0M ($4.48 EPS) vs. $13.0M ($2.82) in 2020, up 84%.
- Net interest income Q4 $17.9M, up 39% YoY; FTE net interest margin 3.24%.
- Total assets $2.4B (+42%); deposits grew $393M ex-Landmark; non-performing assets 0.27%.
- Completed Landmark Bancorp acquisition July 1, 2021 for $42.9M, adding $375.5M assets.

## SEC filing metadata
- accession: 0001098151-22-000002
- form_type: 8-K
- ticker: FDBC
- cik: 0001098151
- company_name: FIDELITY D & D BANCORP INC
- filed_at: 2022-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1098151/000109815122000002/0001098151-22-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1098151/000109815122000002/fdbc-20220126x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001098151-22-000002
- JSON: https://secwatch.observer/filing/0001098151-22-000002.json
- Plain text: https://secwatch.observer/filing/0001098151-22-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.