{"schema_version":"secwatch.filing_event.v1","accession":"0001099219-22-000172","form_type":"8-K","ticker":"MET","cik":"0001099219","company_name":"METLIFE INC","filed_at":"2022-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.602084+00:00","generated_at":"2026-06-22T11:53:52.857904+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"MetLife Q3 net income plunges 78% to $331M on negative variable investment income","bullets":["Net income $331M ($0.41 EPS) vs $1.5B ($1.77) YoY; adjusted earnings $966M ($1.21) vs $2.1B ($2.39).","Variable investment income post-tax negative $42M vs positive $1.4B a year ago, driven by negative private equity returns.","Book value per share $27.00, down 65% YoY; book value ex-AOCI $54.37, down 5%.","Holding company cash $5.2B above $3-4B target; $0.7B share repurchases in Q3, $0.2B in October.","Direct expense ratio 12.3% in line with target; Group Benefits adjusted earnings rose to $399M (from $111M) on improved underwriting, while Asia fell to $174M."],"urls":{"canonical":"https://secwatch.observer/filing/0001099219-22-000172","json":"https://secwatch.observer/filing/0001099219-22-000172.json","markdown":"https://secwatch.observer/filing/0001099219-22-000172.md","text":"https://secwatch.observer/filing/0001099219-22-000172.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099219/000109921922000172/0001099219-22-000172-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099219/000109921922000172/met-20221102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T11:53:52.857904+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"034f6233718a38f5734a667bdb67acb2ed0a8335","claim":"METLIFE INC reported financial results for Third Quarter 2022.","evidence_excerpt":"On November 2, 2022, MetLife, Inc. issued (i) a news release announcing its results for the quarter ended September 30, 2022 (the “Earnings Release”), a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1099219/000109921922000172/0001099219-22-000172-index.htm","confidence":0.8,"family_label":"Earnings Releases","details":[{"label":"Period","value":"Third Quarter 2022"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}