---
schema_version: "secwatch.filing_event.v1"
accession: "0001099219-23-000266"
form_type: "8-K"
ticker: "MET"
cik: "0001099219"
company_name: "METLIFE INC"
filed_at: "2023-11-01T23:59:59+00:00"
generated_at: "2026-06-09T01:59:12.543859+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# MetLife Q3 net income drops 62% to $422M; adj. earnings up 35% to $1.5B

## Summary
- Net income $422M ($0.56/sh) vs $1.1B ($1.37/sh) in Q3 2022; adjusted earnings $1.5B ($1.97/sh) up 35%.
- Adjusted EPS ex. notable items $1.95, up 43% YoY; adjusted ROE ex. AOCI 14.9%.
- Book value per share ex. AOCI $53.00, up 2% YoY; holding company cash $4.9B above $3-4B target.
- U.S. adj. earnings ex. notable items $892M (+33%); Asia $369M (+23% constant currency); Latin America $199M (+8%).
- Repurchased $0.8B shares in Q3 2023; ~$250M in October; U.S. statutory capital ~$17.7B, up 2% from Q2.

## SEC filing metadata
- accession: 0001099219-23-000266
- form_type: 8-K
- ticker: MET
- cik: 0001099219
- company_name: METLIFE INC
- filed_at: 2023-11-01T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099219/000109921923000266/0001099219-23-000266-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099219/000109921923000266/met-20231101.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099219-23-000266
- JSON: https://secwatch.observer/filing/0001099219-23-000266.json
- Plain text: https://secwatch.observer/filing/0001099219-23-000266.txt

## Key facts
- Earnings Releases
  METLIFE INC reported third quarter 2023 results: net income $422 million, EPS $0.56 per share.
  - Period: third quarter 2023
  - Net income: $422 million
  - EPS: $0.56 per share
  - Result: reported results
  source text: MetLife, Inc. (NYSE: MET) today announced its third quarter 2023 results. Third Quarter Results Summary* • Net income of $422 million, or $0.56 per share
  evidence_url: https://www.sec.gov/Archives/edgar/data/1099219/000109921923000266/0001099219-23-000266-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.