{"schema_version":"secwatch.filing_event.v1","accession":"0001099219-24-000196","form_type":"8-K","ticker":"MET","cik":"0001099219","company_name":"METLIFE INC","filed_at":"2024-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.170094+00:00","generated_at":"2026-05-31T14:15:09.236185+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"MetLife Q2 net income $912M ($1.28 EPS); adj EPS $2.28 beats $1.94; $0.9B buyback in Q2","bullets":["Net income $912M ($1.28) vs $370M ($0.48) YoY; adjusted earnings $1.628B ($2.28) vs $1.492B ($1.94).","Group Benefits adjusted earnings $533M (+43% YoY) driven by strong underwriting margins.","Returned $0.9B to shareholders via buybacks in Q2; ~$270M additional in July 2024.","Holding company cash $4.4B above $3.0-4.0B target; direct expense ratio 11.9% below 12.3% target.","Variable investment income $298M pre-tax (vs $221M YoY), driven by higher private equity returns."],"urls":{"canonical":"https://secwatch.observer/filing/0001099219-24-000196","json":"https://secwatch.observer/filing/0001099219-24-000196.json","markdown":"https://secwatch.observer/filing/0001099219-24-000196.md","text":"https://secwatch.observer/filing/0001099219-24-000196.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099219/000109921924000196/0001099219-24-000196-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099219/000109921924000196/met-20240731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T14:15:09.236185+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}