---
schema_version: "secwatch.filing_event.v1"
accession: "0001099219-24-000196"
form_type: "8-K"
ticker: "MET"
cik: "0001099219"
company_name: "METLIFE INC"
filed_at: "2024-07-31T23:59:59+00:00"
generated_at: "2026-05-31T14:15:09.236185+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# MetLife Q2 net income $912M ($1.28 EPS); adj EPS $2.28 beats $1.94; $0.9B buyback in Q2

## Summary
- Net income $912M ($1.28) vs $370M ($0.48) YoY; adjusted earnings $1.628B ($2.28) vs $1.492B ($1.94).
- Group Benefits adjusted earnings $533M (+43% YoY) driven by strong underwriting margins.
- Returned $0.9B to shareholders via buybacks in Q2; ~$270M additional in July 2024.
- Holding company cash $4.4B above $3.0-4.0B target; direct expense ratio 11.9% below 12.3% target.
- Variable investment income $298M pre-tax (vs $221M YoY), driven by higher private equity returns.

## SEC filing metadata
- accession: 0001099219-24-000196
- form_type: 8-K
- ticker: MET
- cik: 0001099219
- company_name: METLIFE INC
- filed_at: 2024-07-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099219/000109921924000196/0001099219-24-000196-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099219/000109921924000196/met-20240731.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099219-24-000196
- JSON: https://secwatch.observer/filing/0001099219-24-000196.json
- Plain text: https://secwatch.observer/filing/0001099219-24-000196.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.