---
schema_version: "secwatch.filing_event.v1"
accession: "0001099219-25-000039"
form_type: "8-K"
ticker: "MET"
cik: "0001099219"
company_name: "METLIFE INC"
filed_at: "2025-02-05T23:59:59+00:00"
generated_at: "2026-05-27T02:21:08.674435+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# MetLife FY2024 net income $4.2B, EPS up 228%; raises adjusted ROE target to 15-17%

## Summary
- FY2024 net income of $4.2B ($5.94 EPS) vs $1.4B ($1.81) in 2023; adjusted EPS $8.15, up 12%.
- Q4 net income $1.2B ($1.78 EPS); adjusted EPS $2.09, up 14% YoY.
- Adjusted book value per share $54.81, up 2%; holding company cash $5.1B above $3-4B target.
- New near-term targets: adjusted ROE 15-17% (from 13-15%), double-digit adjusted EPS growth, direct expense ratio 12.1%.
- 2025 guidance: VII ~$1.7B, tax rate 24-26%; expects $25B free cash flow over next five years.

## SEC filing metadata
- accession: 0001099219-25-000039
- form_type: 8-K
- ticker: MET
- cik: 0001099219
- company_name: METLIFE INC
- filed_at: 2025-02-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000039/0001099219-25-000039-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000039/met-20250205.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099219-25-000039
- JSON: https://secwatch.observer/filing/0001099219-25-000039.json
- Plain text: https://secwatch.observer/filing/0001099219-25-000039.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.