secwatch.observer — SEC 8-K summary
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Issuer:     METLIFE INC (MET)
CIK:        0001099219
Form:       8-K
Filed at:   2025-02-05T23:59:59+00:00
Accession:  0001099219-25-000039
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

MetLife FY2024 net income $4.2B, EPS up 228%; raises adjusted ROE target to 15-17%
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- FY2024 net income of $4.2B ($5.94 EPS) vs $1.4B ($1.81) in 2023; adjusted EPS $8.15, up 12%.
- Q4 net income $1.2B ($1.78 EPS); adjusted EPS $2.09, up 14% YoY.
- Adjusted book value per share $54.81, up 2%; holding company cash $5.1B above $3-4B target.
- New near-term targets: adjusted ROE 15-17% (from 13-15%), double-digit adjusted EPS growth, direct expense ratio 12.1%.
- 2025 guidance: VII ~$1.7B, tax rate 24-26%; expects $25B free cash flow over next five years.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1099219/000109921925000039/0001099219-25-000039-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1099219/000109921925000039/met-20250205.htm
  HTML page:      https://secwatch.observer/filing/0001099219-25-000039

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer