{"schema_version":"secwatch.filing_event.v1","accession":"0001099219-25-000133","form_type":"8-K","ticker":"MET","cik":"0001099219","company_name":"METLIFE INC","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.517504+00:00","generated_at":"2026-05-23T01:56:32.336438+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"MetLife Q1 net income up 10% to $879M; adjusted EPS $1.96 beats; new $3B buyback","bullets":["Net income $879M ($1.28/diluted EPS), up 10% YoY; adjusted earnings $1.349B ($1.96/diluted), up 1% YoY.","Premiums, fees and other revenues up 14% to $13.6B; Group Benefits adjusted earnings +29% to $367M.","Board authorized new $3.0B share repurchase program; returned $1.8B in Q1 via buybacks and dividends.","Agreed to reinsure ~$10B of U.S. retail VA reserves with Talcott; expected close H2 2025, ~$250M value.","Adjusted book value per share up 4% to $55.01; direct expense ratio 12.0% below 12.1% annual target."],"urls":{"canonical":"https://secwatch.observer/filing/0001099219-25-000133","json":"https://secwatch.observer/filing/0001099219-25-000133.json","markdown":"https://secwatch.observer/filing/0001099219-25-000133.md","text":"https://secwatch.observer/filing/0001099219-25-000133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099219/000109921925000133/0001099219-25-000133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099219/000109921925000133/met-20250430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:56:32.336438+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}