---
schema_version: "secwatch.filing_event.v1"
accession: "0001099219-25-000133"
form_type: "8-K"
ticker: "MET"
cik: "0001099219"
company_name: "METLIFE INC"
filed_at: "2025-04-30T23:59:59+00:00"
generated_at: "2026-05-23T01:56:32.336438+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# MetLife Q1 net income up 10% to $879M; adjusted EPS $1.96 beats; new $3B buyback

## Summary
- Net income $879M ($1.28/diluted EPS), up 10% YoY; adjusted earnings $1.349B ($1.96/diluted), up 1% YoY.
- Premiums, fees and other revenues up 14% to $13.6B; Group Benefits adjusted earnings +29% to $367M.
- Board authorized new $3.0B share repurchase program; returned $1.8B in Q1 via buybacks and dividends.
- Agreed to reinsure ~$10B of U.S. retail VA reserves with Talcott; expected close H2 2025, ~$250M value.
- Adjusted book value per share up 4% to $55.01; direct expense ratio 12.0% below 12.1% annual target.

## SEC filing metadata
- accession: 0001099219-25-000133
- form_type: 8-K
- ticker: MET
- cik: 0001099219
- company_name: METLIFE INC
- filed_at: 2025-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000133/0001099219-25-000133-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000133/met-20250430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099219-25-000133
- JSON: https://secwatch.observer/filing/0001099219-25-000133.json
- Plain text: https://secwatch.observer/filing/0001099219-25-000133.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.