---
schema_version: "secwatch.filing_event.v1"
accession: "0001099219-25-000191"
form_type: "8-K"
ticker: "MET"
cik: "0001099219"
company_name: "METLIFE INC"
filed_at: "2025-08-06T23:59:59+00:00"
generated_at: "2026-05-17T18:53:24.216302+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# MetLife Q2 adjusted EPS $2.02, down 11% YoY; net income $698M; PFOs ex-PRT up 5%

## Summary
- Adjusted earnings $1.36B ($2.02 EPS) vs $1.63B ($2.28) in 2Q24, down 16% (11% per share).
- Net income $698M ($1.03 EPS) vs $912M ($1.28) in prior year, down 23%.
- Adjusted PFOs ex-PRT rose 5% to $12.4B; net investment income +9% to $5.7B; variable investment income fell to $195M pre-tax.
- Returned ~$900M to shareholders: $510M buybacks + $382M dividends; holding company cash $5.2B.
- Asia sales +9% CC, Latin America adj earnings +15% CC, EMEA +30%; Group Benefits adj PFOs +4%.

## SEC filing metadata
- accession: 0001099219-25-000191
- form_type: 8-K
- ticker: MET
- cik: 0001099219
- company_name: METLIFE INC
- filed_at: 2025-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000191/0001099219-25-000191-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000191/met-20250806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099219-25-000191
- JSON: https://secwatch.observer/filing/0001099219-25-000191.json
- Plain text: https://secwatch.observer/filing/0001099219-25-000191.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.