---
schema_version: "secwatch.filing_event.v1"
accession: "0001099219-25-000227"
form_type: "8-K"
ticker: "MET"
cik: "0001099219"
company_name: "METLIFE INC"
filed_at: "2025-11-05T23:59:59+00:00"
generated_at: "2026-05-17T00:10:46.087339+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# MetLife Q3 adj EPS $2.34 (+21% YoY); secured $12B PRT mandates in Q4-to-date

## Summary
- Adjusted earnings $1.6B ($2.37/diluted share); adjusted EPS ex-notable items $2.34 (+21% YoY).
- Premiums, fees & other revenues $12.5B; net investment income up 16% to $6.1B.
- Variable investment income $483M on higher private equity returns; VII quarterly guidance exceeded.
- Returned ~$875M to shareholders via buybacks ($500M) and dividends ($375M) in Q3.
- Asia sales up 34% constant currency; direct expense ratio of 11.6% below 12.1% annual target.

## SEC filing metadata
- accession: 0001099219-25-000227
- form_type: 8-K
- ticker: MET
- cik: 0001099219
- company_name: METLIFE INC
- filed_at: 2025-11-05T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000227/0001099219-25-000227-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099219/000109921925000227/met-20251105.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099219-25-000227
- JSON: https://secwatch.observer/filing/0001099219-25-000227.json
- Plain text: https://secwatch.observer/filing/0001099219-25-000227.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.