secwatch.observer — SEC 8-K summary
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Issuer:     METLIFE INC (MET)
CIK:        0001099219
Form:       8-K
Filed at:   2025-11-05T23:59:59+00:00
Accession:  0001099219-25-000227
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

MetLife Q3 adj EPS $2.34 (+21% YoY); secured $12B PRT mandates in Q4-to-date
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- Adjusted earnings $1.6B ($2.37/diluted share); adjusted EPS ex-notable items $2.34 (+21% YoY).
- Premiums, fees & other revenues $12.5B; net investment income up 16% to $6.1B.
- Variable investment income $483M on higher private equity returns; VII quarterly guidance exceeded.
- Returned ~$875M to shareholders via buybacks ($500M) and dividends ($375M) in Q3.
- Asia sales up 34% constant currency; direct expense ratio of 11.6% below 12.1% annual target.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1099219/000109921925000227/0001099219-25-000227-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1099219/000109921925000227/met-20251105.htm
  HTML page:      https://secwatch.observer/filing/0001099219-25-000227

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