{"schema_version":"secwatch.filing_event.v1","accession":"0001099219-26-000045","form_type":"8-K","ticker":"MET","cik":"0001099219","company_name":"METLIFE INC","filed_at":"2026-06-29T10:27:03+00:00","discovered_at":"2026-06-29T10:30:00.257446+00:00","generated_at":"2026-06-29T10:30:14.918812+00:00","sec_items":["7.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"MetLife pre-announces Q2 2026 variable investment income of ~$220-270M, well below annual guidance","bullets":["Estimates Q2 2026 variable investment income at $220M-$270M pre-tax, including private equity, real estate, and prepayment fees.","Full-year 2026 guidance for variable investment income is ~$1.6B pre-tax, implying a significant Q2 shortfall.","Preliminary, unaudited; actual results may differ materially. Full Q2 earnings due August 5, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001099219-26-000045","json":"https://secwatch.observer/filing/0001099219-26-000045.json","markdown":"https://secwatch.observer/filing/0001099219-26-000045.md","text":"https://secwatch.observer/filing/0001099219-26-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099219/000109921926000045/0001099219-26-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099219/000109921926000045/met-20260629.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-29T10:30:14.918812+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}