{"schema_version":"secwatch.filing_event.v1","accession":"0001099590-25-000004","form_type":"8-K","ticker":"MELI","cik":"0001099590","company_name":"MERCADOLIBRE INC","filed_at":"2025-02-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.931599+00:00","generated_at":"2026-05-26T07:57:24.637774+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"MercadoLibre Q4'24 revenue $6.1B (+37% YoY), net income $639M; 100M annual unique buyers milestone","bullets":["Q4'24 net revenues & financial income $6.1B, up 37% YoY (96% FX-neutral); record income from operations $820M (13.5% margin).","Net income $639M (10.5% margin), up 67% YoY excluding non-recurring items; FY 2024 net income $1.9B.","GMV $14.5B (+8% YoY, +56% FX-neutral); TPV $58.9B (+33% YoY, +49% FX-neutral).","100M annual unique active buyers; Fintech MAUs 61.2M (+34% YoY); credit portfolio $6.6B (+74% YoY).","NIMAL 27.6% (down YoY due to credit card mix); Fitch investment grade upgrade; FY 2024 adjusted free cash flow $1.3B."],"urls":{"canonical":"https://secwatch.observer/filing/0001099590-25-000004","json":"https://secwatch.observer/filing/0001099590-25-000004.json","markdown":"https://secwatch.observer/filing/0001099590-25-000004.md","text":"https://secwatch.observer/filing/0001099590-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099590/000109959025000004/0001099590-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099590/000109959025000004/meli-20250220.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T07:57:24.637774+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}