---
schema_version: "secwatch.filing_event.v1"
accession: "0001099590-25-000004"
form_type: "8-K"
ticker: "MELI"
cik: "0001099590"
company_name: "MERCADOLIBRE INC"
filed_at: "2025-02-20T23:59:59+00:00"
generated_at: "2026-05-26T07:57:24.637774+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# MercadoLibre Q4'24 revenue $6.1B (+37% YoY), net income $639M; 100M annual unique buyers milestone

## Summary
- Q4'24 net revenues & financial income $6.1B, up 37% YoY (96% FX-neutral); record income from operations $820M (13.5% margin).
- Net income $639M (10.5% margin), up 67% YoY excluding non-recurring items; FY 2024 net income $1.9B.
- GMV $14.5B (+8% YoY, +56% FX-neutral); TPV $58.9B (+33% YoY, +49% FX-neutral).
- 100M annual unique active buyers; Fintech MAUs 61.2M (+34% YoY); credit portfolio $6.6B (+74% YoY).
- NIMAL 27.6% (down YoY due to credit card mix); Fitch investment grade upgrade; FY 2024 adjusted free cash flow $1.3B.

## SEC filing metadata
- accession: 0001099590-25-000004
- form_type: 8-K
- ticker: MELI
- cik: 0001099590
- company_name: MERCADOLIBRE INC
- filed_at: 2025-02-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099590/000109959025000004/0001099590-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099590/000109959025000004/meli-20250220.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099590-25-000004
- JSON: https://secwatch.observer/filing/0001099590-25-000004.json
- Plain text: https://secwatch.observer/filing/0001099590-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.