{"schema_version":"secwatch.filing_event.v1","accession":"0001099590-25-000025","form_type":"8-K","ticker":"MELI","cik":"0001099590","company_name":"MERCADOLIBRE INC","filed_at":"2025-05-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.519550+00:00","generated_at":"2026-05-22T06:55:21.143867+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"MercadoLibre Q1 2025 revenue $5.9B (+37% YoY); net income $494M, up 44% YoY","bullets":["Revenue $5.9B, +37% YoY (+64% FX-neutral); commerce +32%, fintech +43% in USD.","Net income $494M (8.3% margin); operating income $763M (12.9% margin), +45% YoY.","TPV $58.3B (+43% YoY, +72% FX-neutral); GMV $13.3B (+17% YoY, +40% FX-neutral).","Credit portfolio $7.8B (+75% YoY); NIMAL 22.7% vs 31.5% YoY; 15-90d NPL 8.2%.","Fintech MAUs 64M (+31% YoY); unique active buyers 67M; Argentina GMV +126% FX-neutral."],"urls":{"canonical":"https://secwatch.observer/filing/0001099590-25-000025","json":"https://secwatch.observer/filing/0001099590-25-000025.json","markdown":"https://secwatch.observer/filing/0001099590-25-000025.md","text":"https://secwatch.observer/filing/0001099590-25-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099590/000109959025000025/0001099590-25-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099590/000109959025000025/meli-20250507.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T06:55:21.143867+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}