{"schema_version":"secwatch.filing_event.v1","accession":"0001099590-25-000048","form_type":"8-K","ticker":"MELI","cik":"0001099590","company_name":"MERCADOLIBRE INC","filed_at":"2025-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.793136+00:00","generated_at":"2026-05-17T01:34:37.469544+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"MercadoLibre Q3 net revenue $7.41B (+39% YoY), net income $421M, TPV $71.2B","bullets":["Net revenues $7.41B (+39% YoY, +49% FX-neutral); income from operations $724M (9.8% margin).","Net income $421M (+6% YoY); net margin 5.7%.","Total Payment Volume $71.2B (+41% YoY, +54% FX-neutral); GMV $16.5B (+28% YoY).","Credit portfolio grew 83% YoY to $11.0B; 15-90 day NPL stable at 6.8%.","Brazil sold items +42% YoY, unique buyers +29% (fastest since Q1'21); Mexico sold items +42% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001099590-25-000048","json":"https://secwatch.observer/filing/0001099590-25-000048.json","markdown":"https://secwatch.observer/filing/0001099590-25-000048.md","text":"https://secwatch.observer/filing/0001099590-25-000048.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099590/000109959025000048/0001099590-25-000048-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099590/000109959025000048/meli-20251029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T01:34:37.469544+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}