---
schema_version: "secwatch.filing_event.v1"
accession: "0001099590-25-000048"
form_type: "8-K"
ticker: "MELI"
cik: "0001099590"
company_name: "MERCADOLIBRE INC"
filed_at: "2025-10-29T23:59:59+00:00"
generated_at: "2026-05-17T01:34:37.469544+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# MercadoLibre Q3 net revenue $7.41B (+39% YoY), net income $421M, TPV $71.2B

## Summary
- Net revenues $7.41B (+39% YoY, +49% FX-neutral); income from operations $724M (9.8% margin).
- Net income $421M (+6% YoY); net margin 5.7%.
- Total Payment Volume $71.2B (+41% YoY, +54% FX-neutral); GMV $16.5B (+28% YoY).
- Credit portfolio grew 83% YoY to $11.0B; 15-90 day NPL stable at 6.8%.
- Brazil sold items +42% YoY, unique buyers +29% (fastest since Q1'21); Mexico sold items +42% YoY.

## SEC filing metadata
- accession: 0001099590-25-000048
- form_type: 8-K
- ticker: MELI
- cik: 0001099590
- company_name: MERCADOLIBRE INC
- filed_at: 2025-10-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099590/000109959025000048/0001099590-25-000048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099590/000109959025000048/meli-20251029.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099590-25-000048
- JSON: https://secwatch.observer/filing/0001099590-25-000048.json
- Plain text: https://secwatch.observer/filing/0001099590-25-000048.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.