secwatch.observer — SEC 8-K summary
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Issuer:     MERCADOLIBRE INC (MELI)
CIK:        0001099590
Form:       8-K
Filed at:   2025-10-29T23:59:59+00:00
Accession:  0001099590-25-000048
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

MercadoLibre Q3 net revenue $7.41B (+39% YoY), net income $421M, TPV $71.2B
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- Net revenues $7.41B (+39% YoY, +49% FX-neutral); income from operations $724M (9.8% margin).
- Net income $421M (+6% YoY); net margin 5.7%.
- Total Payment Volume $71.2B (+41% YoY, +54% FX-neutral); GMV $16.5B (+28% YoY).
- Credit portfolio grew 83% YoY to $11.0B; 15-90 day NPL stable at 6.8%.
- Brazil sold items +42% YoY, unique buyers +29% (fastest since Q1'21); Mexico sold items +42% YoY.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1099590/000109959025000048/0001099590-25-000048-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1099590/000109959025000048/meli-20251029.htm
  HTML page:      https://secwatch.observer/filing/0001099590-25-000048

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer