{"schema_version":"secwatch.filing_event.v1","accession":"0001099590-26-000021","form_type":"8-K","ticker":"MELI","cik":"0001099590","company_name":"MERCADOLIBRE INC","filed_at":"2026-08-05T20:00:58+00:00","discovered_at":"2026-08-05T20:02:00.397517+00:00","generated_at":"2026-08-05T20:02:23.939582+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"MercadoLibre Q2 revenue $10.2B (+50% YoY); operating income $683M (-17%); net income $466M (-11%)","bullets":["Net revenue $10.17B (+50% YoY, +43% FX-neutral); GMV $21.9B (+44%); TPV $101B (+56%).","Operating income $683M (6.7% margin), down 17% YoY; net income $466M (4.6% margin), down 11%.","Credit portfolio surpassed $16B (+75% YoY); NIMAL 20.7% (down 2ppts YoY) due to credit card mix shift.","Brazil GMV grew 39% FX-neutral; Mexico 26%; Argentina 38%; advertising revenue up 62% FX-neutral.","Adjusted free cash flow $214M; capex $441M; AI investment ~$80M YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001099590-26-000021","json":"https://secwatch.observer/filing/0001099590-26-000021.json","markdown":"https://secwatch.observer/filing/0001099590-26-000021.md","text":"https://secwatch.observer/filing/0001099590-26-000021.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1099590/000109959026000021/0001099590-26-000021-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1099590/000109959026000021/meli-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:02:23.939582+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}