---
schema_version: "secwatch.filing_event.v1"
accession: "0001099590-26-000021"
form_type: "8-K"
ticker: "MELI"
cik: "0001099590"
company_name: "MERCADOLIBRE INC"
filed_at: "2026-08-05T20:00:58+00:00"
generated_at: "2026-08-05T20:02:23.939582+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# MercadoLibre Q2 revenue $10.2B (+50% YoY); operating income $683M (-17%); net income $466M (-11%)

## Summary
- Net revenue $10.17B (+50% YoY, +43% FX-neutral); GMV $21.9B (+44%); TPV $101B (+56%).
- Operating income $683M (6.7% margin), down 17% YoY; net income $466M (4.6% margin), down 11%.
- Credit portfolio surpassed $16B (+75% YoY); NIMAL 20.7% (down 2ppts YoY) due to credit card mix shift.
- Brazil GMV grew 39% FX-neutral; Mexico 26%; Argentina 38%; advertising revenue up 62% FX-neutral.
- Adjusted free cash flow $214M; capex $441M; AI investment ~$80M YoY.

## SEC filing metadata
- accession: 0001099590-26-000021
- form_type: 8-K
- ticker: MELI
- cik: 0001099590
- company_name: MERCADOLIBRE INC
- filed_at: 2026-08-05T20:00:58+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1099590/000109959026000021/0001099590-26-000021-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1099590/000109959026000021/meli-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001099590-26-000021
- JSON: https://secwatch.observer/filing/0001099590-26-000021.json
- Plain text: https://secwatch.observer/filing/0001099590-26-000021.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.