---
schema_version: "secwatch.filing_event.v1"
accession: "0001101215-23-000094"
form_type: "8-K"
ticker: "BFH"
cik: "0001101215"
company_name: "BREAD FINANCIAL HOLDINGS, INC."
filed_at: "2023-05-18T23:59:59+00:00"
generated_at: "2026-06-14T20:45:19.009356+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.15
confidence: "high"
source: SEC EDGAR
---

# Bread Financial shareholders elect seven directors, approve say-on-pay, and ratify auditor at 2023 annual meeting

## Summary
- All seven director nominees elected with 34.4M to 39.7M votes in favor; Laurie Tucker received ~5.7M against.
- Advisory vote on executive compensation approved: 30.2M For, 9.8M Against, 37.9K abstentions.
- Frequency vote adopted 'one year' for say-on-pay with 38.2M votes; board will hold annual advisory votes.
- Ratification of Deloitte & Touche as 2023 auditor: 42.8M For, 848K Against, 37K abstentions.

## SEC filing metadata
- accession: 0001101215-23-000094
- form_type: 8-K
- ticker: BFH
- cik: 0001101215
- company_name: BREAD FINANCIAL HOLDINGS, INC.
- filed_at: 2023-05-18T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.15
- confidence: high
- sec_items: 5.07, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1101215/000110121523000094/0001101215-23-000094-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1101215/000110121523000094/bfh-20230516.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001101215-23-000094
- JSON: https://secwatch.observer/filing/0001101215-23-000094.json
- Plain text: https://secwatch.observer/filing/0001101215-23-000094.txt

## Key facts
- Shareholder Votes
  BREAD FINANCIAL HOLDINGS, INC. shareholders approved Advisory vote on executive compensation at the 2023-05-16 meeting.
  - Proposal: say on pay
  - Outcome: passed
  - Meeting: 2023-05-16
  source text: Proposal 2: Executive compensation was approved, on an advisory basis, by the Company’s stockholders.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1101215/000110121523000094/0001101215-23-000094-index.htm
- Shareholder Votes
  BREAD FINANCIAL HOLDINGS, INC. shareholders approved Frequency of future advisory votes on executive compensation at the 2023-05-16 meeting.
  - Proposal: say on pay frequency
  - Outcome: passed
  - Meeting: 2023-05-16
  source text: Proposal 3: The frequency of holding future advisory votes on executive compensation was approved, on an advisory basis, by the Company’s stockholders for every “one year.”
  evidence_url: https://www.sec.gov/Archives/edgar/data/1101215/000110121523000094/0001101215-23-000094-index.htm
- Shareholder Votes
  BREAD FINANCIAL HOLDINGS, INC. shareholders approved Ratification of Deloitte & Touche LLP as independent registered public accounting firm for 2023 at the 2023-05-16 meeting.
  - Proposal: auditor ratification
  - Outcome: passed
  - Meeting: 2023-05-16
  source text: Proposal 4: The selection of Deloitte & Touche LLP as the Company’s independent registered public accounting firm for 2023 was ratified by the Company’s stockholders.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1101215/000110121523000094/0001101215-23-000094-index.htm
- Shareholder Votes
  BREAD FINANCIAL HOLDINGS, INC. shareholders approved Election of Directors at the 2023-05-16 meeting.
  - Proposal: director election
  - Outcome: passed
  - Meeting: 2023-05-16
  source text: Proposal 1: Each of Ralph J. Andretta, Roger H. Ballou, John C. Gerspach, Jr., Rajesh Natarajan, Timothy J. Theriault, Laurie A. Tucker and Sharen J. Turney was elected as a director of the Company
  evidence_url: https://www.sec.gov/Archives/edgar/data/1101215/000110121523000094/0001101215-23-000094-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.