{"schema_version":"secwatch.filing_event.v1","accession":"0001101215-24-000015","form_type":"8-K","ticker":"BFH","cik":"0001101215","company_name":"BREAD FINANCIAL HOLDINGS, INC.","filed_at":"2024-01-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.364629+00:00","generated_at":"2026-06-06T21:02:22.211998+00:00","sec_items":["2.03","1.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Bread Financial closes $300M add-on of 9.750% senior notes; to redeem $400M 7% notes due 2026","bullets":["$300M principal of additional 9.750% Senior Notes due 2029 issued at 101% of par; net proceeds ~$300M after discount.","Proceeds plus cash on hand will fund redemption of $400M outstanding 7.000% Senior Notes due 2026.","Additional Notes form a single series with existing $600M of 9.750% Notes, all maturing March 15, 2029.","Interest payable semi-annually March 15 and September 15, beginning March 15, 2024.","Notes are jointly and severally guaranteed by domestic subsidiaries that guarantee existing senior notes and credit facilities."],"urls":{"canonical":"https://secwatch.observer/filing/0001101215-24-000015","json":"https://secwatch.observer/filing/0001101215-24-000015.json","markdown":"https://secwatch.observer/filing/0001101215-24-000015.md","text":"https://secwatch.observer/filing/0001101215-24-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1101215/000110121524000015/0001101215-24-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1101215/000110121524000015/bfh-20240119.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T21:02:22.211998+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6ec450e1b81301f9295e45bf29e0884737c618b6","claim":"BREAD FINANCIAL HOLDINGS, INC. incurred senior notes of $300 million principal amount with U.S. Bank Trust Company, National Association at 9.750% maturing March 15, 2029.","evidence_excerpt":"On January 19, 2024, Bread Financial Holdings, Inc. (the “Company”) closed its previously announced offering (the “Offering”) of $300 million principal amount of additional 9.750% Senior Notes due 2029","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1101215/000110121524000015/0001101215-24-000015-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$300 million principal amount"},{"label":"Counterparty","value":"U.S. Bank Trust Company, National Association"},{"label":"Rate","value":"9.750%"},{"label":"Maturity","value":"March 15, 2029"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}