---
schema_version: "secwatch.filing_event.v1"
accession: "0001101215-24-000062"
form_type: "8-K"
ticker: null
cik: "0001139552"
company_name: "WFN CREDIT CO LLC"
filed_at: "2024-03-04T23:59:59+00:00"
generated_at: "2026-06-05T04:34:04.659995+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.15
calibrated_materiality_score: 0.15
confidence: "high"
source: SEC EDGAR
---

# Comenity Bank and Servicer amend service agreement with new performance standards

## Summary
- Third Amendment adds Accounts Payable service and performance standards; effective March 1, 2024.
- New IT standards: 99.5% storage availability, 99.9% SQL availability.
- Customer service: 90% of email inquiries within 4 business days, 100% within 8.
- Payment processing: overnight payments by 2am processed same day; max 4 encoding errors per 100k payments.
- Failure to provide performance report by 5th business day deems standard failed per Third Amendment.

## SEC filing metadata
- accession: 0001101215-24-000062
- form_type: 8-K
- cik: 0001139552
- company_name: WFN CREDIT CO LLC
- filed_at: 2024-03-04T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.15
- calibrated_materiality_score: 0.15
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1139552/000110121524000062/0001101215-24-000062-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1139552/000110121524000062/a3-4x24wfnform8xk3damendan.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001101215-24-000062
- JSON: https://secwatch.observer/filing/0001101215-24-000062.json
- Plain text: https://secwatch.observer/filing/0001101215-24-000062.txt

## Key facts
- Material Agreements
  WFN CREDIT CO LLC amended Twenty-First Addendum to Appendix A with Comenity Servicing LLC (effective 2024-02-29).
  - Action: amendment
  - Counterparty: Comenity Servicing LLC
  - Effective: 2024-02-29
  source text: On February 29, 2024, Bank and Servicer entered into the Twenty-First Addendum to Appendix A (“Twenty-First Addendum”) to the Service Agreement.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1139552/000110121524000062/0001101215-24-000062-index.htm
- Material Agreements
  WFN CREDIT CO LLC amended Third Amendment with Comenity Servicing LLC (effective 2024-02-28).
  - Action: amendment
  - Counterparty: Comenity Servicing LLC
  - Effective: 2024-02-28
  source text: On February 28, 2024, Comenity Bank (“Bank”) and Comenity Servicing LLC (“Servicer”) entered into the Third Amendment (“Third Amendment”) to that certain Fourth Amended and Restated Service Agreement, dated as of June 1, 2022 (the “Service Agreement”), by and between Bank and Servicer
  evidence_url: https://www.sec.gov/Archives/edgar/data/1139552/000110121524000062/0001101215-24-000062-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.