{"schema_version":"secwatch.filing_event.v1","accession":"0001101215-24-000084","form_type":"8-K","ticker":null,"cik":"0001139552","company_name":"WFN CREDIT CO LLC","filed_at":"2024-04-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.434422+00:00","generated_at":"2026-06-04T02:10:14.713274+00:00","sec_items":["1.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"confidence":"high","headline":"Comenity Bank and Comenity Servicing execute Fifth Amended Service Agreement effective April 1, 2024","bullets":["Fifth Amended and Restated Service Agreement replaces Fourth Amended agreement dated June 1, 2022.","Initial term of two years, auto-renewing for one-year periods unless terminated.","Performance standards with fee reductions of 2% per missed standard, up to 10%.","Step-in rights for Bank in event of Servicer default under Section 2.4.","Agreement governs servicing of credit card accounts between Comenity Bank and Comenity Servicing LLC."],"urls":{"canonical":"https://secwatch.observer/filing/0001101215-24-000084","json":"https://secwatch.observer/filing/0001101215-24-000084.json","markdown":"https://secwatch.observer/filing/0001101215-24-000084.md","text":"https://secwatch.observer/filing/0001101215-24-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1139552/000110121524000084/0001101215-24-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1139552/000110121524000084/wfn_formxxfifthxamendedxxr.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T02:10:14.713274+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"451680edd70fb47dc3b9b558bc0a4667fdc09225","claim":"WFN CREDIT CO LLC amended Fifth Amended and Restated Service Agreement with Comenity Servicing LLC (effective 2024-04-01).","evidence_excerpt":"On April 1, 2024, Comenity Bank entered into a Fifth Amended and Restated Service Agreement with Comenity Servicing LLC, a copy of which is filed with this Form 8-K as Exhibit 99.1.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1139552/000110121524000084/0001101215-24-000084-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Counterparty","value":"Comenity Servicing LLC"},{"label":"Effective","value":"2024-04-01"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}