---
schema_version: "secwatch.filing_event.v1"
accession: "0001101215-24-000084"
form_type: "8-K"
ticker: null
cik: "0001139552"
company_name: "WFN CREDIT CO LLC"
filed_at: "2024-04-04T23:59:59+00:00"
generated_at: "2026-06-04T02:10:14.713274+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.2
calibrated_materiality_score: 0.2
confidence: "high"
source: SEC EDGAR
---

# Comenity Bank and Comenity Servicing execute Fifth Amended Service Agreement effective April 1, 2024

## Summary
- Fifth Amended and Restated Service Agreement replaces Fourth Amended agreement dated June 1, 2022.
- Initial term of two years, auto-renewing for one-year periods unless terminated.
- Performance standards with fee reductions of 2% per missed standard, up to 10%.
- Step-in rights for Bank in event of Servicer default under Section 2.4.
- Agreement governs servicing of credit card accounts between Comenity Bank and Comenity Servicing LLC.

## SEC filing metadata
- accession: 0001101215-24-000084
- form_type: 8-K
- cik: 0001139552
- company_name: WFN CREDIT CO LLC
- filed_at: 2024-04-04T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.2
- calibrated_materiality_score: 0.2
- confidence: high
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1139552/000110121524000084/0001101215-24-000084-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1139552/000110121524000084/wfn_formxxfifthxamendedxxr.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001101215-24-000084
- JSON: https://secwatch.observer/filing/0001101215-24-000084.json
- Plain text: https://secwatch.observer/filing/0001101215-24-000084.txt

## Key facts
- Material Agreements
  WFN CREDIT CO LLC amended Fifth Amended and Restated Service Agreement with Comenity Servicing LLC (effective 2024-04-01).
  - Action: amendment
  - Counterparty: Comenity Servicing LLC
  - Effective: 2024-04-01
  source text: On April 1, 2024, Comenity Bank entered into a Fifth Amended and Restated Service Agreement with Comenity Servicing LLC, a copy of which is filed with this Form 8-K as Exhibit 99.1.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1139552/000110121524000084/0001101215-24-000084-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.